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Your Pillar College education is a transformative investment, and we’re here to help.
Financing a college education requires determination, careful planning, and most importantly, faith. While we maintain that paying for a college education remains the responsibility of the student, we also believe that God provides for those who are diligent in obeying His call. Students seeking financial aid should review resources available through the Pillar College Financial Aid office.
Pillar College makes it a priority to offer our students a quality education at the lowest possible cost. Tuition and fees only cover a portion of the total cost of education. Additional funds offsetting the cost to students are derived from gifts to Pillar College from area churches and contributors. In this way, every student receives assistance through our affordable tuition structure.
Pillar College operates a full student Financial Aid program, including grants, scholarships, loans, and employment. This allows any student a realistic opportunity to finance their college education. More than 90% of all Pillar students who apply for financial assistance to further their education receive it. We are aware that each family has their own unique financial situation. Our Financial Aid staff is available to work with students and families to find the resources to fund their education at Pillar.
Our free tuition program applies to current year high school graduates who meet eligibility requirements. For more information, please call Doug Anderson at 973-803-5000 ext: 1110 or email at danderson@pillar.edu.
Students start the process by completing the Free Application for Federal Student Aid (FAFSA®) to determine financial need for all scholarships and grants. Both the student and parents (if student is under the age of 24) apply at www.studentaid.gov.
*The Student Aid Index (SAI) and loan eligibility is displayed on the confirmation page of the FAFSA®.
Verification is a federal or state process that validates the information that was submitted on the Free Application for Federal Student Aid (FAFSA). After the Student Aid Report (SAR) is received, students may be asked by the Federal Processor or a state agency (HESAA) to provide similar documentation to verify the information on the SAR. Pillar College financial aid office also receives notification from the Federal Processor to validate the student’s record. For the Federal verification, an email is automatically sent to the student with a link to ask for the specific documents that are required. The student has to review their student portal and upload the required documents to the system. HESAA works directly with the student. It is important to respond to any request within 14 days to avoid delays in the processing of financial aid applications.
Pillar College does not disburse any Federal Student Aid until the verification process is complete and any corrections required have been made before the deadline. If documentation is not received prior to the beginning of classes, the student will be required to pay tuition in full on the first day of class.
Per Federal regulations, first time student loan borrowers are required to complete a Federal Direct Student Loan ENTRANCE COUNSELING INTERVIEW and MASTER PROMISSORY Note:
Master Promissory Note : https://studentaid.gov/mpn/
Entrance Counseling: https://studentaid.gov/entrance-counseling/
A Federal Direct Loan EXIT INTERVIEW is required to be completed prior to graduation, or whenever a student is enrolled for less than 6 credit hours. The Exit Interview is conducted online at https://studentaid.gov/exit-counseling/
A Student Loan may not be certified after the end of the academic year, or after the student withdraws or graduates. A Student Loan may not be taken out for past due balances from a previous semester. Repayment of the loan typically begins six months from the date the student ceases to be enrolled at least half-time (6 credit hours) and may extend over a ten-year period.
How Need-based Financial Aid Eligibility is determined:
Pillar College provides equal educational and employment opportunity to all qualified persons regardless of their economic or social status, and does not discriminate in any of its policies, programs, or activities on the basis of sex, age, race, ability, marital or parental status, color, or national or ethnic origin.
